UPST · Nasdaq · CIK 0001647639

Upstart Holdings, Inc.

Upstart Holdings, Inc.’s most recent SEC filing in our snapshot is a Form 8-K filed on Oct 20, 2026. In fiscal 2025 (year ended Dec 31, 2025) it reported revenue of $1.0B and net income of $53.6M, according to its XBRL data on EDGAR. Its EDGAR record lists 49 Form 4 insider filings from the 12 months before our last refresh.

SEC EDGAR snapshot updated Oct 27, 2026, 11:27 PM EDT. See all filings on sec.gov.

Revenue, FY2025
$1.0B
Net income, FY2025
$53.6M
Form 4 filings on record, past 12 months
49

Company overview

Legal name (as filed)
Upstart Holdings, Inc.
Ticker
UPST
SEC Central Index Key (CIK)
0001647639
Industry (SIC)
Finance Services (code 6199)
Business address
BURLINGAME, CA
State or country of incorporation
DE
Fiscal year ends
December 31
SEC filer category
Large accelerated filer
Position in SEC ticker list
#1877 of the 3,000 companies we track

Five-year financial highlights

Full-year figures from Upstart Holdings, Inc.’s annual reports, as tagged in XBRL and published by the SEC. Amounts are in U.S. dollars; the fiscal year is named for the calendar year in which it ends.

Revenue
$848.6MFY2021$842.4MFY2022$513.6MFY2023$636.5MFY2024$1.0BFY2025
Net income
$135.4MFY2021-$108.7MFY2022-$240.1MFY2023-$128.6MFY2024$53.6MFY2025
UPST annual results
ItemFY2021
ended Dec 31, 2021		FY2022
ended Dec 31, 2022		FY2023
ended Dec 31, 2023		FY2024
ended Dec 31, 2024		FY2025
ended Dec 31, 2025
Revenue$848.6M$842.4M$513.6M$636.5M$1.0B
Net income$135.4M-$108.7M-$240.1M-$128.6M$53.6M
Diluted EPS$1.43-$1.31-$2.87-$1.44$0.45
Total assets$1.8B$1.9B$2.0B$2.4B$3.0B
Cash and equivalents$1.2B$532.5M$368.4M$788.4M$652.4M

XBRL tags used: revenue = Revenues; netIncome = NetIncomeLoss; assets = Assets; eps = EarningsPerShareDiluted; cash = CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents. EPS is shown as originally reported for each year and may not be adjusted for later stock splits. A dash means the company did not report that item in a form we could match.

How to read these numbers

Revenue is the money a company brings in from selling its products and services; net income is what is left after all expenses, interest and taxes. Diluted EPS spreads net income across every share that could exist if options and convertible securities were exercised. Total assets and cash are balance-sheet figures measured on the last day of the fiscal year. For the full story — segment results, one-time charges, guidance — read Management’s Discussion and Analysis in the Form 10-K.

Latest key reports

The most recent filing of each major report type, even if it falls outside the 40 newest filings below.

UPST latest annual, quarterly, current and proxy reports
FiledFormWhat it isOriginal
Feb 10, 202610-KAnnual report· period Dec 31, 2025Document · Index
Aug 4, 202610-QQuarterly report· period Jun 30, 2026Document · Index
Oct 20, 20268-KMaterial agreement; New financial obligation· period Oct 16, 2026Document · Index
Apr 16, 2026DEF 14ADefinitive proxy statement· period May 28, 2026Document · Index

Recent SEC filings

The 40 newest documents filed by or about Upstart Holdings, Inc., by form type:

4 ×20144 ×138-K ×33 ×110-Q/A ×110-Q ×1SCHEDULE 13G/A ×1
UPST recent filings
FiledFormWhat it isOriginal
Oct 20, 20268-KMaterial agreement; New financial obligation· period Oct 16, 2026Document · Index
Sep 10, 20264Statement of changes in beneficial ownership (insider trade)· period Sep 10, 2026Document · Index
Sep 10, 20264Statement of changes in beneficial ownership (insider trade)· period Sep 8, 2026Document · Index
Sep 8, 2026144Notice of proposed sale of securitiesDocument · Index
Aug 27, 20264Statement of changes in beneficial ownership (insider trade)· period Aug 25, 2026Document · Index
Aug 25, 2026144Notice of proposed sale of securitiesDocument · Index
Aug 21, 20264Statement of changes in beneficial ownership (insider trade)· period Aug 20, 2026Document · Index
Aug 21, 20264Statement of changes in beneficial ownership (insider trade)· period Aug 19, 2026Document · Index
Aug 21, 20264Statement of changes in beneficial ownership (insider trade)· period Aug 20, 2026Document · Index
Aug 20, 2026144Notice of proposed sale of securitiesDocument · Index
Aug 20, 2026144Notice of proposed sale of securitiesDocument · Index
Aug 20, 2026144Notice of proposed sale of securitiesDocument · Index
Aug 19, 20264Statement of changes in beneficial ownership (insider trade)· period Aug 17, 2026Document · Index
Aug 19, 2026144Notice of proposed sale of securitiesDocument · Index
Aug 19, 2026144Notice of proposed sale of securitiesDocument · Index
Aug 19, 20264Statement of changes in beneficial ownership (insider trade)· period Aug 17, 2026Document · Index
Aug 19, 20264Statement of changes in beneficial ownership (insider trade)· period Aug 17, 2026Document · Index
Aug 17, 2026144Notice of proposed sale of securitiesDocument · Index
Aug 17, 2026144Notice of proposed sale of securitiesDocument · Index
Aug 17, 2026144Notice of proposed sale of securitiesDocument · Index
Aug 5, 202610-Q/AQuarterly report· period Jun 30, 2026Document · Index
Aug 4, 202610-QQuarterly report· period Jun 30, 2026Document · Index
Aug 4, 20268-KResults of operations· period Aug 4, 2026Document · Index
Jul 13, 2026SCHEDULE 13G/APassive beneficial ownership report (over 5%)Document · Index
Jun 11, 20264Statement of changes in beneficial ownership (insider trade)· period Jun 9, 2026Document · Index
Jun 9, 2026144Notice of proposed sale of securitiesDocument · Index
Jun 2, 20264Statement of changes in beneficial ownership (insider trade)· period May 29, 2026Document · Index
Jun 2, 20264Statement of changes in beneficial ownership (insider trade)· period May 29, 2026Document · Index
Jun 2, 20264Statement of changes in beneficial ownership (insider trade)· period May 29, 2026Document · Index
Jun 2, 20264Statement of changes in beneficial ownership (insider trade)· period May 29, 2026Document · Index
Jun 2, 20264Statement of changes in beneficial ownership (insider trade)· period May 29, 2026Document · Index
Jun 2, 20264Statement of changes in beneficial ownership (insider trade)· period May 29, 2026Document · Index
Jun 2, 20263Initial statement of beneficial ownership· period May 28, 2026Document · Index
May 28, 20268-KShareholder vote results· period May 28, 2026Document · Index
May 27, 20264Statement of changes in beneficial ownership (insider trade)· period May 26, 2026Document · Index
May 26, 2026144Notice of proposed sale of securitiesDocument · Index
May 22, 20264Statement of changes in beneficial ownership (insider trade)· period May 20, 2026Document · Index
May 22, 20264Statement of changes in beneficial ownership (insider trade)· period May 20, 2026Document · Index
May 22, 20264Statement of changes in beneficial ownership (insider trade)· period May 20, 2026Document · Index
May 20, 2026144Notice of proposed sale of securitiesDocument · Index

Insider filing activity

49 Form 4 filings appear in Upstart Holdings, Inc.’s EDGAR record between Oct 28, 2025 and our last refresh. Most are reports by the company’s own directors, officers and 10% owners, but EDGAR also lists a Form 4 under a company when the company itself is the insider — for example, when it owns more than 10% of another public company. Foreign private issuers’ own insiders generally do not file Form 4. A high count is not by itself a signal: many Form 4s report routine stock awards, tax withholding or sales under pre-arranged Rule 10b5-1 plans. Open each filing to see the transaction code, share count and price. What a Form 4 shows.

Other companies in Finance Services

All 47 companies in Finance Services· Companies headquartered in California

On Amazon

Popular tools for investors

As an Amazon Associate I earn from qualifying purchases.

Electronics Plaud Note Pro AI Voice Recorder An AI voice recorder that turns earnings calls and meetings into notes. View on Amazon → Electronics Amazon Kindle Paperwhite Signature Edition 32GB Read investing classics and long reports without eye strain. View on Amazon → Electronics Apple 2026 MacBook Air 13-inch Laptop A lightweight laptop for spreadsheets and filing research. View on Amazon →

Source

  • U.S. Securities and Exchange Commission, EDGAR submissions for CIK 0001647639 and XBRL company facts. Upstart Holdings, Inc. on EDGAR.
  • Snapshot updated Oct 27, 2026, 11:27 PM EDT. The SEC does not endorse OpenFilings. Company names and tickers are used only to identify the filer; no logos are shown.

Not investment advice. This page summarizes public SEC filings for information only. Figures may contain errors or omissions; confirm everything in the original filing before relying on it.