SYF · NYSE, NYSE, NYSE · CIK 0001601712
Synchrony Financial
Synchrony Financial’s most recent SEC filing in our snapshot is a Form 10-Q filed on Oct 22, 2026. Its EDGAR record lists 160 Form 4 insider filings from the 12 months before our last refresh.
SEC EDGAR snapshot updated Oct 27, 2026, 11:27 PM EDT. See all filings on sec.gov.
Company overview
- Legal name (as filed)
- Synchrony Financial
- Tickers
- SYF, SYF-PA, SYF-PB
- SEC Central Index Key (CIK)
- 0001601712
- Industry (SIC)
- Finance Services (code 6199)
- Business address
- STAMFORD, CT
- State or country of incorporation
- NY
- Fiscal year ends
- December 31
- SEC filer category
- Large accelerated filer
- Position in SEC ticker list
- #527 of the 3,000 companies we track
Five-year financial highlights
Full-year figures from Synchrony Financial’s annual reports, as tagged in XBRL and published by the SEC. Amounts are in U.S. dollars; the fiscal year is named for the calendar year in which it ends.
| Item | FY2021 ended Dec 31, 2021 | FY2022 ended Dec 31, 2022 | FY2023 ended Dec 31, 2023 | FY2024 ended Dec 31, 2024 | FY2025 ended Dec 31, 2025 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Net income | $4.2B | $3.0B | $2.2B | $3.5B | $3.6B |
| Diluted EPS | $7.34 | $6.15 | $5.19 | $8.55 | $9.28 |
| Total assets | $95.7B | $104.6B | $117.5B | $119.5B | $119.1B |
| Cash and equivalents | $8.3B | $10.3B | $14.3B | $14.7B | $15.0B |
XBRL tags used: netIncome = NetIncomeLoss; assets = Assets; eps = EarningsPerShareDiluted; cash = CashAndCashEquivalentsAtCarryingValue. EPS is shown as originally reported for each year and may not be adjusted for later stock splits. A dash means the company did not report that item in a form we could match.
How to read these numbers
Revenue is the money a company brings in from selling its products and services; net income is what is left after all expenses, interest and taxes. Diluted EPS spreads net income across every share that could exist if options and convertible securities were exercised. Total assets and cash are balance-sheet figures measured on the last day of the fiscal year. For the full story — segment results, one-time charges, guidance — read Management’s Discussion and Analysis in the Form 10-K.
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Latest key reports
The most recent filing of each major report type, even if it falls outside the 40 newest filings below.
| Filed | Form | What it is | Original |
|---|---|---|---|
| Feb 6, 2026 | 10-K | Annual report· period Dec 31, 2025 | Document · Index |
| Oct 22, 2026 | 10-Q | Quarterly report· period Sep 30, 2026 | Document · Index |
| Oct 20, 2026 | 8-K | Regulation FD disclosure· period Oct 20, 2026 | Document · Index |
| Apr 29, 2026 | DEF 14A | Definitive proxy statement· period Dec 31, 2025 | Document · Index |
Recent SEC filings
The 40 newest documents filed by or about Synchrony Financial, by form type:
| Filed | Form | What it is | Original |
|---|---|---|---|
| Oct 22, 2026 | 10-Q | Quarterly report· period Sep 30, 2026 | Document · Index |
| Oct 20, 2026 | 8-K | Regulation FD disclosure· period Oct 20, 2026 | Document · Index |
| Oct 20, 2026 | 8-K | Results of operations· period Oct 20, 2026 | Document · Index |
| Oct 2, 2026 | 4 | Statement of changes in beneficial ownership (insider trade)· period Sep 30, 2026 | Document · Index |
| Oct 2, 2026 | 4 | Statement of changes in beneficial ownership (insider trade)· period Sep 30, 2026 | Document · Index |
| Oct 2, 2026 | 4 | Statement of changes in beneficial ownership (insider trade)· period Sep 30, 2026 | Document · Index |
| Oct 2, 2026 | 4 | Statement of changes in beneficial ownership (insider trade)· period Sep 30, 2026 | Document · Index |
| Oct 2, 2026 | 4 | Statement of changes in beneficial ownership (insider trade)· period Sep 30, 2026 | Document · Index |
| Oct 2, 2026 | 4 | Statement of changes in beneficial ownership (insider trade)· period Sep 30, 2026 | Document · Index |
| Oct 2, 2026 | 4 | Statement of changes in beneficial ownership (insider trade)· period Sep 30, 2026 | Document · Index |
| Oct 2, 2026 | 4 | Statement of changes in beneficial ownership (insider trade)· period Sep 30, 2026 | Document · Index |
| Oct 2, 2026 | 4 | Statement of changes in beneficial ownership (insider trade)· period Sep 30, 2026 | Document · Index |
| Oct 2, 2026 | 4 | Statement of changes in beneficial ownership (insider trade)· period Sep 30, 2026 | Document · Index |
| Oct 2, 2026 | 4 | Statement of changes in beneficial ownership (insider trade)· period Sep 30, 2026 | Document · Index |
| Sep 14, 2026 | 8-K | Regulation FD disclosure· period Sep 14, 2026 | Document · Index |
| Aug 19, 2026 | 4 | Statement of changes in beneficial ownership (insider trade)· period Aug 17, 2026 | Document · Index |
| Aug 19, 2026 | 4 | Statement of changes in beneficial ownership (insider trade)· period Aug 17, 2026 | Document · Index |
| Aug 19, 2026 | 4 | Statement of changes in beneficial ownership (insider trade)· period Aug 17, 2026 | Document · Index |
| Aug 19, 2026 | 4 | Statement of changes in beneficial ownership (insider trade)· period Aug 17, 2026 | Document · Index |
| Aug 19, 2026 | 4 | Statement of changes in beneficial ownership (insider trade)· period Aug 17, 2026 | Document · Index |
| Aug 19, 2026 | 4 | Statement of changes in beneficial ownership (insider trade)· period Aug 17, 2026 | Document · Index |
| Aug 19, 2026 | 4 | Statement of changes in beneficial ownership (insider trade)· period Aug 17, 2026 | Document · Index |
| Aug 19, 2026 | 4 | Statement of changes in beneficial ownership (insider trade)· period Aug 17, 2026 | Document · Index |
| Aug 19, 2026 | 4 | Statement of changes in beneficial ownership (insider trade)· period Aug 17, 2026 | Document · Index |
| Aug 19, 2026 | 4 | Statement of changes in beneficial ownership (insider trade)· period Aug 17, 2026 | Document · Index |
| Aug 19, 2026 | 4 | Statement of changes in beneficial ownership (insider trade)· period Aug 17, 2026 | Document · Index |
| Aug 19, 2026 | 4 | Statement of changes in beneficial ownership (insider trade)· period Aug 17, 2026 | Document · Index |
| Aug 19, 2026 | 4 | Statement of changes in beneficial ownership (insider trade)· period Aug 17, 2026 | Document · Index |
| Aug 19, 2026 | 4 | Statement of changes in beneficial ownership (insider trade)· period Aug 17, 2026 | Document · Index |
| Aug 19, 2026 | 4 | Statement of changes in beneficial ownership (insider trade)· period Aug 17, 2026 | Document · Index |
| Aug 19, 2026 | 4 | Statement of changes in beneficial ownership (insider trade)· period Aug 17, 2026 | Document · Index |
| Aug 19, 2026 | 4 | Statement of changes in beneficial ownership (insider trade)· period Aug 17, 2026 | Document · Index |
| Aug 19, 2026 | 4 | Statement of changes in beneficial ownership (insider trade)· period Aug 17, 2026 | Document · Index |
| Aug 19, 2026 | 4 | Statement of changes in beneficial ownership (insider trade)· period Aug 17, 2026 | Document · Index |
| Aug 19, 2026 | 4 | Statement of changes in beneficial ownership (insider trade)· period Aug 17, 2026 | Document · Index |
| Aug 17, 2026 | 4 | Statement of changes in beneficial ownership (insider trade)· period Aug 13, 2026 | Document · Index |
| Aug 17, 2026 | 8-K | Results of operations· period Aug 17, 2026 | Document · Index |
| Aug 13, 2026 | 144 | Notice of proposed sale of securities | Document · Index |
| Aug 12, 2026 | SCHEDULE 13G/A | Passive beneficial ownership report (over 5%) | Document · Index |
| Aug 4, 2026 | 4 | Statement of changes in beneficial ownership (insider trade)· period Jul 31, 2026 | Document · Index |
Insider filing activity
160 Form 4 filings appear in Synchrony Financial’s EDGAR record between Oct 28, 2025 and our last refresh. Most are reports by the company’s own directors, officers and 10% owners, but EDGAR also lists a Form 4 under a company when the company itself is the insider — for example, when it owns more than 10% of another public company. Foreign private issuers’ own insiders generally do not file Form 4. A high count is not by itself a signal: many Form 4s report routine stock awards, tax withholding or sales under pre-arranged Rule 10b5-1 plans. Open each filing to see the transaction code, share count and price. What a Form 4 shows.
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Source
- U.S. Securities and Exchange Commission, EDGAR submissions for CIK 0001601712 and XBRL company facts. Synchrony Financial on EDGAR.
- Snapshot updated Oct 27, 2026, 11:27 PM EDT. The SEC does not endorse OpenFilings. Company names and tickers are used only to identify the filer; no logos are shown.
Not investment advice. This page summarizes public SEC filings for information only. Figures may contain errors or omissions; confirm everything in the original filing before relying on it.
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