JCAP · Nasdaq · CIK 0002046042

Jefferson Capital, Inc. / DE

Jefferson Capital, Inc. / DE’s most recent SEC filing in our snapshot is a Form 4 filed on Aug 26, 2026. In fiscal 2025 (year ended Dec 31, 2025) it reported revenue of $613.3M and net income of $188.0M, according to its XBRL data on EDGAR. Its EDGAR record lists 6 Form 4 insider filings from the 12 months before our last refresh.

SEC EDGAR snapshot updated Oct 27, 2026, 11:27 PM EDT. See all filings on sec.gov.

Revenue, FY2025
$613.3M
Net income, FY2025
$188.0M
Form 4 filings on record, past 12 months
6

Company overview

Legal name (as filed)
Jefferson Capital, Inc. / DE
Ticker
JCAP
SEC Central Index Key (CIK)
0002046042
Industry (SIC)
Short-Term Business Credit Institutions (code 6153)
Business address
MINNEAPOLIS, MN
State or country of incorporation
DE
Fiscal year ends
December 31
SEC filer category
<br>Emerging growth company
Position in SEC ticker list
#2306 of the 3,000 companies we track

Five-year financial highlights

Full-year figures from Jefferson Capital, Inc. / DE’s annual reports, as tagged in XBRL and published by the SEC. Amounts are in U.S. dollars; the fiscal year is named for the calendar year in which it ends.

Revenue
$323.1MFY2023$433.3MFY2024$613.3MFY2025
Net income
$111.5MFY2023$128.9MFY2024$188.0MFY2025
JCAP annual results
ItemFY2023
ended Dec 31, 2023		FY2024
ended Dec 31, 2024		FY2025
ended Dec 31, 2025
Revenue$323.1M$433.3M$613.3M
Net income$111.5M$128.9M$188.0M
Diluted EPS——$5.64
Total assets—$1.7B$2.1B
Cash and equivalents$14.4M$35.5M$23.2M

XBRL tags used: revenue = Revenues; netIncome = NetIncomeLoss; assets = Assets; eps = EarningsPerShareDiluted; cash = CashAndCashEquivalentsAtCarryingValue. EPS is shown as originally reported for each year and may not be adjusted for later stock splits. A dash means the company did not report that item in a form we could match.

How to read these numbers

Revenue is the money a company brings in from selling its products and services; net income is what is left after all expenses, interest and taxes. Diluted EPS spreads net income across every share that could exist if options and convertible securities were exercised. Total assets and cash are balance-sheet figures measured on the last day of the fiscal year. For the full story — segment results, one-time charges, guidance — read Management’s Discussion and Analysis in the Form 10-K.

Latest key reports

The most recent filing of each major report type, even if it falls outside the 40 newest filings below.

JCAP latest annual, quarterly, current and proxy reports
FiledFormWhat it isOriginal
Mar 13, 202610-KAnnual report· period Dec 31, 2025Document · Index
Aug 13, 202610-QQuarterly report· period Jun 30, 2026Document · Index
Aug 21, 20268-KMaterial agreement· period Aug 20, 2026Document · Index
Apr 21, 2026DEF 14ADefinitive proxy statement· period Jun 5, 2026Document · Index

Recent SEC filings

The 40 newest documents filed by or about Jefferson Capital, Inc. / DE, by form type:

8-K ×114 ×610-Q ×3SCHEDULE 13G/A ×33 ×2144 ×2EFFECT ×2SCHEDULE 13G ×2CORRESP ×2S-3 ×1DEFA14A ×1DEF 14A ×110-K ×1424B4 ×1S-1 ×1DRS ×1
JCAP recent filings
FiledFormWhat it isOriginal
Aug 26, 20264Statement of changes in beneficial ownership (insider trade)· period Aug 25, 2026Document · Index
Aug 25, 2026144Notice of proposed sale of securitiesDocument · Index
Aug 21, 20268-KMaterial agreement· period Aug 20, 2026Document · Index
Aug 19, 20264Statement of changes in beneficial ownership (insider trade)· period Aug 17, 2026Document · Index
Aug 18, 20268-KOther events· period Aug 18, 2026Document · Index
Aug 17, 2026144Notice of proposed sale of securitiesDocument · Index
Aug 13, 202610-QQuarterly report· period Jun 30, 2026Document · Index
Aug 13, 20268-KResults of operations· period Aug 13, 2026Document · Index
Aug 13, 2026SCHEDULE 13G/APassive beneficial ownership report (over 5%)Document · Index
Jul 17, 2026EFFECTEFFECTDocument · Index
Jul 2, 2026S-3Simplified registration statementDocument · Index
Jun 8, 20268-KShareholder vote results· period Jun 5, 2026Document · Index
May 15, 2026SCHEDULE 13GPassive beneficial ownership report (over 5%)Document · Index
May 14, 202610-QQuarterly report· period Mar 31, 2026Document · Index
May 14, 20268-KResults of operations· period May 14, 2026Document · Index
May 8, 2026SCHEDULE 13G/APassive beneficial ownership report (over 5%)Document · Index
Apr 23, 20268-KMaterial agreement; New financial obligation· period Apr 22, 2026Document · Index
Apr 21, 2026DEFA14AAdditional proxy soliciting materialsDocument · Index
Apr 21, 2026DEF 14ADefinitive proxy statement· period Jun 5, 2026Document · Index
Mar 18, 20264Statement of changes in beneficial ownership (insider trade)· period Mar 18, 2026Document · Index
Mar 18, 20263Initial statement of beneficial ownership· period Mar 18, 2026Document · Index
Mar 18, 20263Initial statement of beneficial ownership· period Mar 18, 2026Document · Index
Mar 18, 20268-KDirector or officer change· period Mar 18, 2026Document · Index
Mar 17, 20268-KDirector or officer change· period Mar 11, 2026Document · Index
Mar 13, 20264Statement of changes in beneficial ownership (insider trade)· period Mar 11, 2026Document · Index
Mar 13, 202610-KAnnual report· period Dec 31, 2025Document · Index
Mar 12, 20268-KResults of operations· period Mar 12, 2026Document · Index
Jan 16, 2026SCHEDULE 13GPassive beneficial ownership report (over 5%)Document · Index
Jan 14, 20264Statement of changes in beneficial ownership (insider trade)· period Jan 9, 2026Document · Index
Jan 13, 20264Statement of changes in beneficial ownership (insider trade)· period Jan 9, 2026Document · Index
Jan 8, 2026424B4424B4Document · Index
Jan 7, 2026EFFECTEFFECTDocument · Index
Jan 5, 2026CORRESPCORRESPDocument · Index
Jan 5, 2026CORRESPCORRESPDocument · Index
Jan 5, 2026S-1Registration statement (IPO and other offerings)Document · Index
Dec 5, 2025DRSDRSDocument · Index
Dec 5, 20258-KAcquisition or disposition completed· period Dec 4, 2025Document · Index
Nov 14, 2025SCHEDULE 13G/APassive beneficial ownership report (over 5%)Document · Index
Nov 14, 202510-QQuarterly report· period Sep 30, 2025Document · Index
Nov 13, 20258-KResults of operations· period Nov 13, 2025Document · Index

Insider filing activity

6 Form 4 filings appear in Jefferson Capital, Inc. / DE’s EDGAR record between Oct 28, 2025 and our last refresh. Most are reports by the company’s own directors, officers and 10% owners, but EDGAR also lists a Form 4 under a company when the company itself is the insider — for example, when it owns more than 10% of another public company. Foreign private issuers’ own insiders generally do not file Form 4. A high count is not by itself a signal: many Form 4s report routine stock awards, tax withholding or sales under pre-arranged Rule 10b5-1 plans. Open each filing to see the transaction code, share count and price. What a Form 4 shows.

Other companies in Short-Term Business Credit Institutions

All 4 companies in Short-Term Business Credit Institutions· Companies headquartered in Minnesota

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Source

  • U.S. Securities and Exchange Commission, EDGAR submissions for CIK 0002046042 and XBRL company facts. Jefferson Capital, Inc. / DE on EDGAR.
  • Snapshot updated Oct 27, 2026, 11:27 PM EDT. The SEC does not endorse OpenFilings. Company names and tickers are used only to identify the filer; no logos are shown.

Not investment advice. This page summarizes public SEC filings for information only. Figures may contain errors or omissions; confirm everything in the original filing before relying on it.