ECPG · Nasdaq · CIK 0001084961

ENCORE CAPITAL GROUP INC

ENCORE CAPITAL GROUP INC’s most recent SEC filing in our snapshot is a Form SCHEDULE 13G filed on Oct 8, 2026. In fiscal 2025 (year ended Dec 31, 2025) it reported revenue of $1.8B and net income of $256.8M, according to its XBRL data on EDGAR. Its EDGAR record lists 25 Form 4 insider filings from the 12 months before our last refresh.

SEC EDGAR snapshot updated Oct 27, 2026, 11:27 PM EDT. See all filings on sec.gov.

Revenue, FY2025
$1.8B
Net income, FY2025
$256.8M
Form 4 filings on record, past 12 months
25

Company overview

Legal name (as filed)
ENCORE CAPITAL GROUP INC
Ticker
ECPG
SEC Central Index Key (CIK)
0001084961
Industry (SIC)
Short-Term Business Credit Institutions (code 6153)
Business address
SAN DIEGO, CA
State or country of incorporation
DE
Fiscal year ends
December 31
SEC filer category
Large accelerated filer
Position in SEC ticker list
#1908 of the 3,000 companies we track

Five-year financial highlights

Full-year figures from ENCORE CAPITAL GROUP INC’s annual reports, as tagged in XBRL and published by the SEC. Amounts are in U.S. dollars; the fiscal year is named for the calendar year in which it ends.

Revenue
$1.6BFY2021$1.4BFY2022$1.2BFY2023$1.3BFY2024$1.8BFY2025
Net income
$350.8MFY2021$194.6MFY2022-$206.5MFY2023-$139.2MFY2024$256.8MFY2025
ECPG annual results
ItemFY2021
ended Dec 31, 2021		FY2022
ended Dec 31, 2022		FY2023
ended Dec 31, 2023		FY2024
ended Dec 31, 2024		FY2025
ended Dec 31, 2025
Revenue$1.6B$1.4B$1.2B$1.3B$1.8B
Net income$350.8M$194.6M-$206.5M-$139.2M$256.8M
Diluted EPS$11.26$7.46-$8.72-$5.83$10.91
Total assets$4.6B$4.5B$4.6B$4.8B$5.3B
Cash and equivalents$189.6M$143.9M$158.4M$199.9M$156.8M

XBRL tags used: revenue = Revenues; netIncome = NetIncomeLoss; assets = Assets; eps = EarningsPerShareDiluted; cash = CashAndCashEquivalentsAtCarryingValue. EPS is shown as originally reported for each year and may not be adjusted for later stock splits. A dash means the company did not report that item in a form we could match.

How to read these numbers

Revenue is the money a company brings in from selling its products and services; net income is what is left after all expenses, interest and taxes. Diluted EPS spreads net income across every share that could exist if options and convertible securities were exercised. Total assets and cash are balance-sheet figures measured on the last day of the fiscal year. For the full story — segment results, one-time charges, guidance — read Management’s Discussion and Analysis in the Form 10-K.

Latest key reports

The most recent filing of each major report type, even if it falls outside the 40 newest filings below.

ECPG latest annual, quarterly, current and proxy reports
FiledFormWhat it isOriginal
Feb 25, 202610-KAnnual report· period Dec 31, 2025Document · Index
Aug 5, 202610-QQuarterly report· period Jun 30, 2026Document · Index
Aug 19, 20268-KDirector or officer change· period Aug 19, 2026Document · Index
Apr 29, 2026DEF 14ADefinitive proxy statement· period Jun 12, 2026Document · Index

Recent SEC filings

The 40 newest documents filed by or about ENCORE CAPITAL GROUP INC, by form type:

4 ×128-K ×9144 ×7SCHEDULE 13G ×3SCHEDULE 13G/A ×210-Q ×23 ×1ARS ×1DEFA14A ×1DEF 14A ×1PRE 14A ×1
ECPG recent filings
FiledFormWhat it isOriginal
Oct 8, 2026SCHEDULE 13GPassive beneficial ownership report (over 5%)Document · Index
Sep 2, 20264Statement of changes in beneficial ownership (insider trade)· period Sep 1, 2026Document · Index
Aug 27, 20264Statement of changes in beneficial ownership (insider trade)· period Aug 26, 2026Document · Index
Aug 27, 20263Initial statement of beneficial ownership· period Aug 19, 2026Document · Index
Aug 20, 2026144Notice of proposed sale of securitiesDocument · Index
Aug 19, 20268-KDirector or officer change· period Aug 19, 2026Document · Index
Aug 7, 2026SCHEDULE 13G/APassive beneficial ownership report (over 5%)Document · Index
Aug 5, 202610-QQuarterly report· period Jun 30, 2026Document · Index
Aug 5, 20268-KResults of operations· period Aug 5, 2026Document · Index
Jul 22, 20268-KRegulation FD disclosure; Other events· period Jul 22, 2026Document · Index
Jul 7, 2026144Notice of proposed sale of securitiesDocument · Index
Jun 25, 2026144Notice of proposed sale of securitiesDocument · Index
Jun 23, 20264Statement of changes in beneficial ownership (insider trade)· period Jun 22, 2026Document · Index
Jun 23, 20264Statement of changes in beneficial ownership (insider trade)· period Jun 22, 2026Document · Index
Jun 23, 20264Statement of changes in beneficial ownership (insider trade)· period Jun 22, 2026Document · Index
Jun 23, 20264Statement of changes in beneficial ownership (insider trade)· period Jun 22, 2026Document · Index
Jun 23, 20264Statement of changes in beneficial ownership (insider trade)· period Jun 22, 2026Document · Index
Jun 23, 20264Statement of changes in beneficial ownership (insider trade)· period Jun 22, 2026Document · Index
Jun 23, 20264Statement of changes in beneficial ownership (insider trade)· period Jun 22, 2026Document · Index
Jun 16, 20268-KDirector or officer change; Charter, bylaws or fiscal year change; Shareholder vote results· period Jun 12, 2026Document · Index
Jun 11, 2026144Notice of proposed sale of securitiesDocument · Index
Jun 11, 20264Statement of changes in beneficial ownership (insider trade)· period Jun 9, 2026Document · Index
Jun 11, 20264Statement of changes in beneficial ownership (insider trade)· period Jun 10, 2026Document · Index
Jun 10, 2026144Notice of proposed sale of securitiesDocument · Index
Jun 10, 2026144Notice of proposed sale of securitiesDocument · Index
Jun 9, 2026144Notice of proposed sale of securitiesDocument · Index
Jun 2, 20264Statement of changes in beneficial ownership (insider trade)· period Jun 1, 2026Document · Index
May 29, 20268-KMaterial agreement; New financial obligation· period May 28, 2026Document · Index
May 26, 20268-KMaterial agreement; New financial obligation· period May 22, 2026Document · Index
May 14, 20268-KOther events· period May 12, 2026Document · Index
May 12, 20268-KOther events· period May 11, 2026Document · Index
May 6, 202610-QQuarterly report· period Mar 31, 2026Document · Index
May 6, 20268-KResults of operations· period May 6, 2026Document · Index
Apr 29, 2026SCHEDULE 13GPassive beneficial ownership report (over 5%)Document · Index
Apr 29, 2026SCHEDULE 13GPassive beneficial ownership report (over 5%)Document · Index
Apr 29, 2026ARSARS· period Dec 31, 2025Document · Index
Apr 29, 2026DEFA14AAdditional proxy soliciting materialsDocument · Index
Apr 29, 2026DEF 14ADefinitive proxy statement· period Jun 12, 2026Document · Index
Apr 15, 2026PRE 14APRE 14A· period Jun 12, 2026Document · Index
Mar 26, 2026SCHEDULE 13G/APassive beneficial ownership report (over 5%)Document · Index

Insider filing activity

25 Form 4 filings appear in ENCORE CAPITAL GROUP INC’s EDGAR record between Oct 28, 2025 and our last refresh. Most are reports by the company’s own directors, officers and 10% owners, but EDGAR also lists a Form 4 under a company when the company itself is the insider — for example, when it owns more than 10% of another public company. Foreign private issuers’ own insiders generally do not file Form 4. A high count is not by itself a signal: many Form 4s report routine stock awards, tax withholding or sales under pre-arranged Rule 10b5-1 plans. Open each filing to see the transaction code, share count and price. What a Form 4 shows.

Other companies in Short-Term Business Credit Institutions

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Source

  • U.S. Securities and Exchange Commission, EDGAR submissions for CIK 0001084961 and XBRL company facts. ENCORE CAPITAL GROUP INC on EDGAR.
  • Snapshot updated Oct 27, 2026, 11:27 PM EDT. The SEC does not endorse OpenFilings. Company names and tickers are used only to identify the filer; no logos are shown.

Not investment advice. This page summarizes public SEC filings for information only. Figures may contain errors or omissions; confirm everything in the original filing before relying on it.