CZNC · Nasdaq · CIK 0000810958

CITIZENS & NORTHERN CORP

CITIZENS & NORTHERN CORP’s most recent SEC filing in our snapshot is a Form 8-K filed on Oct 22, 2026. In fiscal 2025 (year ended Dec 31, 2025) it reported revenue of $139.2M and net income of $23.4M, according to its XBRL data on EDGAR. Its EDGAR record lists 128 Form 4 insider filings from the 12 months before our last refresh.

SEC EDGAR snapshot updated Oct 27, 2026, 11:27 PM EDT. See all filings on sec.gov.

Revenue, FY2025
$139.2M
Net income, FY2025
$23.4M
Form 4 filings on record, past 12 months
128

Company overview

Legal name (as filed)
CITIZENS & NORTHERN CORP
Ticker
CZNC
SEC Central Index Key (CIK)
0000810958
Industry (SIC)
State Commercial Banks (code 6022)
Business address
WELLSBORO, PA
State or country of incorporation
PA
Fiscal year ends
December 31
SEC filer category
Accelerated filer
Position in SEC ticker list
#2938 of the 3,000 companies we track

Five-year financial highlights

Full-year figures from CITIZENS & NORTHERN CORP’s annual reports, as tagged in XBRL and published by the SEC. Amounts are in U.S. dollars; the fiscal year is named for the calendar year in which it ends.

Revenue
$84.5MFY2021$92.6MFY2022$113.5MFY2023$128.1MFY2024$139.2MFY2025
Net income
$30.6MFY2021$26.6MFY2022$24.1MFY2023$26.0MFY2024$23.4MFY2025
CZNC annual results
ItemFY2021
ended Dec 31, 2021		FY2022
ended Dec 31, 2022		FY2023
ended Dec 31, 2023		FY2024
ended Dec 31, 2024		FY2025
ended Dec 31, 2025
Revenue$84.5M$92.6M$113.5M$128.1M$139.2M
Net income$30.6M$26.6M$24.1M$26.0M$23.4M
Diluted EPS$1.92$1.71$1.57$1.69—
Total assets$2.3B$2.5B$2.5B$2.6B$3.1B
Cash and equivalents$104.9M$55.0M$56.9M$126.2M$46.1M

XBRL tags used: revenue = InterestAndDividendIncomeOperating; netIncome = NetIncomeLoss; assets = Assets; eps = EarningsPerShareDiluted; cash = CashAndCashEquivalentsAtCarryingValue. EPS is shown as originally reported for each year and may not be adjusted for later stock splits. A dash means the company did not report that item in a form we could match.

How to read these numbers

Revenue is the money a company brings in from selling its products and services; net income is what is left after all expenses, interest and taxes. Diluted EPS spreads net income across every share that could exist if options and convertible securities were exercised. Total assets and cash are balance-sheet figures measured on the last day of the fiscal year. For the full story — segment results, one-time charges, guidance — read Management’s Discussion and Analysis in the Form 10-K.

Latest key reports

The most recent filing of each major report type, even if it falls outside the 40 newest filings below.

CZNC latest annual, quarterly, current and proxy reports
FiledFormWhat it isOriginal
Mar 6, 202610-KAnnual report· period Dec 31, 2025Document · Index
Aug 7, 202610-QQuarterly report· period Jun 30, 2026Document · Index
Oct 22, 20268-KResults of operations· period Oct 22, 2026Document · Index
Mar 13, 2026DEF 14ADefinitive proxy statement· period Apr 23, 2026Document · Index

Recent SEC filings

The 40 newest documents filed by or about CITIZENS & NORTHERN CORP, by form type:

4 ×328-K ×33 ×14/A ×110-Q ×1N-PX ×113F-HR ×1
CZNC recent filings
FiledFormWhat it isOriginal
Oct 22, 20268-KResults of operations· period Oct 22, 2026Document · Index
Oct 5, 20264Statement of changes in beneficial ownership (insider trade)· period Oct 2, 2026Document · Index
Oct 5, 20264Statement of changes in beneficial ownership (insider trade)· period Oct 2, 2026Document · Index
Sep 22, 20268-KCharter, bylaws or fiscal year change· period Sep 18, 2026Document · Index
Sep 8, 20264Statement of changes in beneficial ownership (insider trade)· period Sep 4, 2026Document · Index
Sep 8, 20264Statement of changes in beneficial ownership (insider trade)· period Sep 4, 2026Document · Index
Aug 26, 20264Statement of changes in beneficial ownership (insider trade)· period Aug 14, 2026Document · Index
Aug 25, 20264/AStatement of changes in beneficial ownership (insider trade)· period Aug 3, 2026Document · Index
Aug 25, 20264Statement of changes in beneficial ownership (insider trade)· period Aug 14, 2026Document · Index
Aug 25, 20264Statement of changes in beneficial ownership (insider trade)· period Aug 14, 2026Document · Index
Aug 25, 20264Statement of changes in beneficial ownership (insider trade)· period Aug 14, 2026Document · Index
Aug 25, 20264Statement of changes in beneficial ownership (insider trade)· period Aug 14, 2026Document · Index
Aug 25, 20264Statement of changes in beneficial ownership (insider trade)· period Aug 14, 2026Document · Index
Aug 25, 20264Statement of changes in beneficial ownership (insider trade)· period Aug 14, 2026Document · Index
Aug 24, 20264Statement of changes in beneficial ownership (insider trade)· period Aug 14, 2026Document · Index
Aug 24, 20264Statement of changes in beneficial ownership (insider trade)· period Aug 20, 2026Document · Index
Aug 24, 20264Statement of changes in beneficial ownership (insider trade)· period Aug 20, 2026Document · Index
Aug 24, 20264Statement of changes in beneficial ownership (insider trade)· period Aug 14, 2026Document · Index
Aug 24, 20264Statement of changes in beneficial ownership (insider trade)· period Aug 14, 2026Document · Index
Aug 24, 20264Statement of changes in beneficial ownership (insider trade)· period Aug 20, 2026Document · Index
Aug 24, 20264Statement of changes in beneficial ownership (insider trade)· period Aug 20, 2026Document · Index
Aug 24, 20264Statement of changes in beneficial ownership (insider trade)· period Aug 20, 2026Document · Index
Aug 24, 20264Statement of changes in beneficial ownership (insider trade)· period Aug 20, 2026Document · Index
Aug 24, 20264Statement of changes in beneficial ownership (insider trade)· period Aug 14, 2026Document · Index
Aug 24, 20264Statement of changes in beneficial ownership (insider trade)· period Aug 14, 2026Document · Index
Aug 10, 20264Statement of changes in beneficial ownership (insider trade)· period Aug 7, 2026Document · Index
Aug 10, 20264Statement of changes in beneficial ownership (insider trade)· period Aug 7, 2026Document · Index
Aug 7, 202610-QQuarterly report· period Jun 30, 2026Document · Index
Aug 4, 20264Statement of changes in beneficial ownership (insider trade)· period Aug 3, 2026Document · Index
Aug 3, 20264Statement of changes in beneficial ownership (insider trade)· period Jul 31, 2026Document · Index
Jul 30, 2026N-PXN-PX· period Jun 30, 2026Document · Index
Jul 23, 20268-KResults of operations· period Jul 23, 2026Document · Index
Jul 17, 202613F-HRInstitutional investment manager holdings report· period Jun 30, 2026Document · Index
Jul 10, 20264Statement of changes in beneficial ownership (insider trade)· period Jul 8, 2026Document · Index
Jul 10, 20264Statement of changes in beneficial ownership (insider trade)· period Jul 8, 2026Document · Index
Jun 22, 20264Statement of changes in beneficial ownership (insider trade)· period Jun 19, 2026Document · Index
Jun 8, 20264Statement of changes in beneficial ownership (insider trade)· period Jun 5, 2026Document · Index
Jun 8, 20264Statement of changes in beneficial ownership (insider trade)· period Jun 5, 2026Document · Index
May 28, 20264Statement of changes in beneficial ownership (insider trade)· period May 28, 2026Document · Index
May 26, 20263Initial statement of beneficial ownership· period May 26, 2026Document · Index

Insider filing activity

128 Form 4 filings appear in CITIZENS & NORTHERN CORP’s EDGAR record between Oct 28, 2025 and our last refresh. Most are reports by the company’s own directors, officers and 10% owners, but EDGAR also lists a Form 4 under a company when the company itself is the insider — for example, when it owns more than 10% of another public company. Foreign private issuers’ own insiders generally do not file Form 4. A high count is not by itself a signal: many Form 4s report routine stock awards, tax withholding or sales under pre-arranged Rule 10b5-1 plans. Open each filing to see the transaction code, share count and price. What a Form 4 shows.

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Source

  • U.S. Securities and Exchange Commission, EDGAR submissions for CIK 0000810958 and XBRL company facts. CITIZENS & NORTHERN CORP on EDGAR.
  • Snapshot updated Oct 27, 2026, 11:27 PM EDT. The SEC does not endorse OpenFilings. Company names and tickers are used only to identify the filer; no logos are shown.

Not investment advice. This page summarizes public SEC filings for information only. Figures may contain errors or omissions; confirm everything in the original filing before relying on it.