COFS · Nasdaq · CIK 0000803164

CHOICEONE FINANCIAL SERVICES INC

CHOICEONE FINANCIAL SERVICES INC’s most recent SEC filing in our snapshot is a Form 4 filed on Oct 2, 2026. In fiscal 2025 (year ended Dec 31, 2025) it reported revenue of $227.6M and net income of $28.2M, according to its XBRL data on EDGAR. Its EDGAR record lists 66 Form 4 insider filings from the 12 months before our last refresh.

SEC EDGAR snapshot updated Oct 27, 2026, 11:27 PM EDT. See all filings on sec.gov.

Revenue, FY2025
$227.6M
Net income, FY2025
$28.2M
Form 4 filings on record, past 12 months
66

Company overview

Legal name (as filed)
CHOICEONE FINANCIAL SERVICES INC
Ticker
COFS
SEC Central Index Key (CIK)
0000803164
Industry (SIC)
State Commercial Banks (code 6022)
Business address
SPARTA, MI
State or country of incorporation
MI
Fiscal year ends
December 31
SEC filer category
Accelerated filer
Position in SEC ticker list
#2896 of the 3,000 companies we track

Five-year financial highlights

Full-year figures from CHOICEONE FINANCIAL SERVICES INC’s annual reports, as tagged in XBRL and published by the SEC. Amounts are in U.S. dollars; the fiscal year is named for the calendar year in which it ends.

Revenue
$64.6MFY2021$89.1MFY2022$113.9MFY2023$139.1MFY2024$227.6MFY2025
Net income
$22.0MFY2021$23.6MFY2022$21.3MFY2023$26.7MFY2024$28.2MFY2025
COFS annual results
ItemFY2021
ended Dec 31, 2021		FY2022
ended Dec 31, 2022		FY2023
ended Dec 31, 2023		FY2024
ended Dec 31, 2024		FY2025
ended Dec 31, 2025
Revenue$64.6M$89.1M$113.9M$139.1M$227.6M
Net income$22.0M$23.6M$21.3M$26.7M$28.2M
Diluted EPS$2.86$3.15$2.82$3.25$2.01
Total assets$2.4B$2.4B$2.6B$2.7B$4.4B
Cash and equivalents$31.9M$43.9M$55.4M$96.8M$88.0M

XBRL tags used: revenue = InterestAndDividendIncomeOperating; netIncome = NetIncomeLoss; assets = Assets; eps = EarningsPerShareDiluted; cash = CashAndCashEquivalentsAtCarryingValue. EPS is shown as originally reported for each year and may not be adjusted for later stock splits. A dash means the company did not report that item in a form we could match.

How to read these numbers

Revenue is the money a company brings in from selling its products and services; net income is what is left after all expenses, interest and taxes. Diluted EPS spreads net income across every share that could exist if options and convertible securities were exercised. Total assets and cash are balance-sheet figures measured on the last day of the fiscal year. For the full story — segment results, one-time charges, guidance — read Management’s Discussion and Analysis in the Form 10-K.

Latest key reports

The most recent filing of each major report type, even if it falls outside the 40 newest filings below.

COFS latest annual, quarterly, current and proxy reports
FiledFormWhat it isOriginal
Mar 13, 202610-KAnnual report· period Dec 31, 2025Document · Index
Aug 10, 202610-QQuarterly report· period Jun 30, 2026Document · Index
Jul 24, 20268-KResults of operations· period Jul 24, 2026Document · Index
Apr 13, 2026DEF 14ADefinitive proxy statement· period May 20, 2026Document · Index

Recent SEC filings

The 40 newest documents filed by or about CHOICEONE FINANCIAL SERVICES INC, by form type:

4 ×278-K ×410-Q ×2EFFECT ×2CORRESP ×1UPLOAD ×18-K/A ×1S-3 ×1POS AM ×1
COFS recent filings
FiledFormWhat it isOriginal
Oct 2, 20264Statement of changes in beneficial ownership (insider trade)· period Oct 1, 2026Document · Index
Oct 2, 20264Statement of changes in beneficial ownership (insider trade)· period Oct 1, 2026Document · Index
Oct 2, 20264Statement of changes in beneficial ownership (insider trade)· period Oct 1, 2026Document · Index
Oct 2, 20264Statement of changes in beneficial ownership (insider trade)· period Oct 1, 2026Document · Index
Oct 2, 20264Statement of changes in beneficial ownership (insider trade)· period Oct 1, 2026Document · Index
Oct 2, 20264Statement of changes in beneficial ownership (insider trade)· period Oct 1, 2026Document · Index
Oct 2, 20264Statement of changes in beneficial ownership (insider trade)· period Oct 1, 2026Document · Index
Oct 2, 20264Statement of changes in beneficial ownership (insider trade)· period Oct 1, 2026Document · Index
Oct 2, 20264Statement of changes in beneficial ownership (insider trade)· period Oct 1, 2026Document · Index
Oct 2, 20264Statement of changes in beneficial ownership (insider trade)· period Oct 1, 2026Document · Index
Oct 2, 20264Statement of changes in beneficial ownership (insider trade)· period Oct 1, 2026Document · Index
Oct 2, 20264Statement of changes in beneficial ownership (insider trade)· period Oct 1, 2026Document · Index
Oct 2, 20264Statement of changes in beneficial ownership (insider trade)· period Oct 1, 2026Document · Index
Aug 10, 202610-QQuarterly report· period Jun 30, 2026Document · Index
Jul 24, 20268-KResults of operations· period Jul 24, 2026Document · Index
Jul 6, 20264Statement of changes in beneficial ownership (insider trade)· period Jul 1, 2026Document · Index
Jul 6, 20264Statement of changes in beneficial ownership (insider trade)· period Jul 1, 2026Document · Index
Jul 6, 20264Statement of changes in beneficial ownership (insider trade)· period Jul 1, 2026Document · Index
Jul 6, 20264Statement of changes in beneficial ownership (insider trade)· period Jul 1, 2026Document · Index
Jul 6, 20264Statement of changes in beneficial ownership (insider trade)· period Jul 1, 2026Document · Index
Jul 6, 20264Statement of changes in beneficial ownership (insider trade)· period Jul 1, 2026Document · Index
Jul 6, 20264Statement of changes in beneficial ownership (insider trade)· period Jul 1, 2026Document · Index
Jul 6, 20264Statement of changes in beneficial ownership (insider trade)· period Jul 1, 2026Document · Index
Jul 6, 20264Statement of changes in beneficial ownership (insider trade)· period Jul 1, 2026Document · Index
Jul 6, 20264Statement of changes in beneficial ownership (insider trade)· period Jul 1, 2026Document · Index
Jul 6, 20264Statement of changes in beneficial ownership (insider trade)· period Jul 1, 2026Document · Index
Jul 6, 20264Statement of changes in beneficial ownership (insider trade)· period Jul 1, 2026Document · Index
Jul 6, 20264Statement of changes in beneficial ownership (insider trade)· period Jul 1, 2026Document · Index
Jun 18, 2026EFFECTEFFECTDocument · Index
Jun 18, 2026EFFECTEFFECTDocument · Index
Jun 15, 2026CORRESPCORRESPDocument · Index
Jun 3, 2026UPLOADUPLOADDocument · Index
May 27, 20268-K/AShareholder vote results· period May 20, 2026Document · Index
May 22, 2026S-3Simplified registration statementDocument · Index
May 22, 2026POS AMPOS AMDocument · Index
May 22, 20268-KShareholder vote results· period May 20, 2026Document · Index
May 20, 20268-KRegulation FD disclosure· period May 20, 2026Document · Index
May 11, 202610-QQuarterly report· period Mar 31, 2026Document · Index
May 5, 20268-KRegulation FD disclosure· period May 5, 2026Document · Index
May 4, 20264Statement of changes in beneficial ownership (insider trade)· period Apr 30, 2026Document · Index

Insider filing activity

66 Form 4 filings appear in CHOICEONE FINANCIAL SERVICES INC’s EDGAR record between Oct 28, 2025 and our last refresh. Most are reports by the company’s own directors, officers and 10% owners, but EDGAR also lists a Form 4 under a company when the company itself is the insider — for example, when it owns more than 10% of another public company. Foreign private issuers’ own insiders generally do not file Form 4. A high count is not by itself a signal: many Form 4s report routine stock awards, tax withholding or sales under pre-arranged Rule 10b5-1 plans. Open each filing to see the transaction code, share count and price. What a Form 4 shows.

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Source

  • U.S. Securities and Exchange Commission, EDGAR submissions for CIK 0000803164 and XBRL company facts. CHOICEONE FINANCIAL SERVICES INC on EDGAR.
  • Snapshot updated Oct 27, 2026, 11:27 PM EDT. The SEC does not endorse OpenFilings. Company names and tickers are used only to identify the filer; no logos are shown.

Not investment advice. This page summarizes public SEC filings for information only. Figures may contain errors or omissions; confirm everything in the original filing before relying on it.