BFH · NYSE, NYSE, NYSE · CIK 0001101215

BREAD FINANCIAL HOLDINGS, INC.

BREAD FINANCIAL HOLDINGS, INC.’s most recent SEC filing in our snapshot is a Form FWP filed on Oct 27, 2026. In fiscal 2025 (year ended Dec 31, 2025) it reported revenue of $3.8B and net income of $518.0M, according to its XBRL data on EDGAR. Its EDGAR record lists 28 Form 4 insider filings from the 12 months before our last refresh.

SEC EDGAR snapshot updated Oct 27, 2026, 11:27 PM EDT. See all filings on sec.gov.

Revenue, FY2025
$3.8B
Net income, FY2025
$518.0M
Form 4 filings on record, past 12 months
28

Company overview

Legal name (as filed)
BREAD FINANCIAL HOLDINGS, INC.
Tickers
BFH, BFH-PA, BFH-PB
SEC Central Index Key (CIK)
0001101215
Industry (SIC)
Personal Credit Institutions (code 6141)
Business address
COLUMBUS, OH
State or country of incorporation
DE
Fiscal year ends
December 31
SEC filer category
Large accelerated filer
Position in SEC ticker list
#1494 of the 3,000 companies we track

Five-year financial highlights

Full-year figures from BREAD FINANCIAL HOLDINGS, INC.’s annual reports, as tagged in XBRL and published by the SEC. Amounts are in U.S. dollars; the fiscal year is named for the calendar year in which it ends.

Revenue
$3.3BFY2021$3.8BFY2022$4.3BFY2023$3.8BFY2024$3.8BFY2025
Net income
$801.0MFY2021$223.0MFY2022$718.0MFY2023$277.0MFY2024$518.0MFY2025
BFH annual results
ItemFY2021
ended Dec 31, 2021		FY2022
ended Dec 31, 2022		FY2023
ended Dec 31, 2023		FY2024
ended Dec 31, 2024		FY2025
ended Dec 31, 2025
Revenue$3.3B$3.8B$4.3B$3.8B$3.8B
Net income$801.0M$223.0M$718.0M$277.0M$518.0M
Diluted EPS$16.02$4.46$14.34$5.49$10.89
Total assets$21.7B$25.4B$23.1B$22.9B$22.7B
Cash and equivalents$3.0B$3.9B$3.6B$3.7B$3.6B

XBRL tags used: revenue = RevenuesNetOfInterestExpense; netIncome = NetIncomeLoss; assets = Assets; eps = EarningsPerShareDiluted; cash = CashAndCashEquivalentsAtCarryingValue. EPS is shown as originally reported for each year and may not be adjusted for later stock splits. A dash means the company did not report that item in a form we could match.

How to read these numbers

Revenue is the money a company brings in from selling its products and services; net income is what is left after all expenses, interest and taxes. Diluted EPS spreads net income across every share that could exist if options and convertible securities were exercised. Total assets and cash are balance-sheet figures measured on the last day of the fiscal year. For the full story — segment results, one-time charges, guidance — read Management’s Discussion and Analysis in the Form 10-K.

Latest key reports

The most recent filing of each major report type, even if it falls outside the 40 newest filings below.

BFH latest annual, quarterly, current and proxy reports
FiledFormWhat it isOriginal
Feb 13, 202610-KAnnual report· period Dec 31, 2025Document · Index
Oct 27, 202610-QQuarterly report· period Sep 30, 2026Document · Index
Oct 27, 20268-KOther events· period Oct 27, 2026Document · Index
Apr 7, 2026DEF 14ADefinitive proxy statement· period May 19, 2026Document · Index

Recent SEC filings

The 40 newest documents filed by or about BREAD FINANCIAL HOLDINGS, INC., by form type:

4 ×148-K ×13144 ×310-Q ×2S-8 ×23 ×1FWP ×1424B5 ×1SCHEDULE 13G/A ×111-K ×18-A12B ×1
BFH recent filings
FiledFormWhat it isOriginal
Oct 27, 2026FWPFWPDocument · Index
Oct 27, 2026424B5424B5Document · Index
Oct 27, 20268-KOther events· period Oct 27, 2026Document · Index
Oct 27, 202610-QQuarterly report· period Sep 30, 2026Document · Index
Oct 22, 20268-KRegulation FD disclosure· period Oct 22, 2026Document · Index
Oct 22, 20268-KResults of operations; Regulation FD disclosure; Other events· period Oct 22, 2026Document · Index
Oct 19, 20264Statement of changes in beneficial ownership (insider trade)· period Oct 15, 2026Document · Index
Sep 16, 20264Statement of changes in beneficial ownership (insider trade)· period Sep 14, 2026Document · Index
Sep 15, 20268-KRegulation FD disclosure· period Sep 15, 2026Document · Index
Sep 10, 20263Initial statement of beneficial ownership· period Sep 1, 2026Document · Index
Sep 8, 20268-KMaterial agreement· period Sep 3, 2026Document · Index
Aug 17, 20268-KRegulation FD disclosure· period Aug 17, 2026Document · Index
Aug 14, 2026SCHEDULE 13G/APassive beneficial ownership report (over 5%)Document · Index
Jul 29, 20264Statement of changes in beneficial ownership (insider trade)· period Jul 28, 2026Document · Index
Jul 28, 2026144Notice of proposed sale of securitiesDocument · Index
Jul 28, 202610-QQuarterly report· period Jun 30, 2026Document · Index
Jul 23, 20268-KRegulation FD disclosure· period Jul 23, 2026Document · Index
Jul 23, 20268-KResults of operations; Regulation FD disclosure; Other events· period Jul 23, 2026Document · Index
Jul 17, 20264Statement of changes in beneficial ownership (insider trade)· period Jul 15, 2026Document · Index
Jul 14, 20268-KDirector or officer change; Regulation FD disclosure· period Jul 8, 2026Document · Index
Jun 17, 20264Statement of changes in beneficial ownership (insider trade)· period Jun 15, 2026Document · Index
Jun 17, 20264Statement of changes in beneficial ownership (insider trade)· period Jun 15, 2026Document · Index
Jun 17, 20264Statement of changes in beneficial ownership (insider trade)· period Jun 15, 2026Document · Index
Jun 17, 20264Statement of changes in beneficial ownership (insider trade)· period Jun 15, 2026Document · Index
Jun 17, 20264Statement of changes in beneficial ownership (insider trade)· period Jun 15, 2026Document · Index
Jun 17, 20264Statement of changes in beneficial ownership (insider trade)· period Jun 15, 2026Document · Index
Jun 17, 20264Statement of changes in beneficial ownership (insider trade)· period Jun 15, 2026Document · Index
Jun 17, 20264Statement of changes in beneficial ownership (insider trade)· period Jun 15, 2026Document · Index
Jun 10, 202611-KAnnual report of employee stock plans· period Dec 31, 2025Document · Index
Jun 10, 20268-KRegulation FD disclosure· period Jun 10, 2026Document · Index
Jun 1, 20264Statement of changes in beneficial ownership (insider trade)· period May 29, 2026Document · Index
May 29, 2026144Notice of proposed sale of securitiesDocument · Index
May 27, 2026S-8Registration of employee benefit plan securitiesDocument · Index
May 27, 2026S-8Registration of employee benefit plan securitiesDocument · Index
May 22, 20264Statement of changes in beneficial ownership (insider trade)· period May 21, 2026Document · Index
May 22, 20268-KShareholder vote results· period May 19, 2026Document · Index
May 21, 2026144Notice of proposed sale of securitiesDocument · Index
May 15, 20268-KRegulation FD disclosure· period May 15, 2026Document · Index
May 12, 20268-A12B8-A12BDocument · Index
May 12, 20268-KChange to shareholder rights; Charter, bylaws or fiscal year change; Other events· period May 12, 2026Document · Index

Insider filing activity

28 Form 4 filings appear in BREAD FINANCIAL HOLDINGS, INC.’s EDGAR record between Oct 28, 2025 and our last refresh. Most are reports by the company’s own directors, officers and 10% owners, but EDGAR also lists a Form 4 under a company when the company itself is the insider — for example, when it owns more than 10% of another public company. Foreign private issuers’ own insiders generally do not file Form 4. A high count is not by itself a signal: many Form 4s report routine stock awards, tax withholding or sales under pre-arranged Rule 10b5-1 plans. Open each filing to see the transaction code, share count and price. What a Form 4 shows.

Other companies in Personal Credit Institutions

All 11 companies in Personal Credit Institutions· Companies headquartered in Ohio

On Amazon

Popular tools for investors

As an Amazon Associate I earn from qualifying purchases.

Electronics Plaud Note Pro AI Voice Recorder An AI voice recorder that turns earnings calls and meetings into notes. View on Amazon → Electronics Amazon Kindle Paperwhite Signature Edition 32GB Read investing classics and long reports without eye strain. View on Amazon → Electronics Apple 2026 MacBook Air 13-inch Laptop A lightweight laptop for spreadsheets and filing research. View on Amazon →

Source

  • U.S. Securities and Exchange Commission, EDGAR submissions for CIK 0001101215 and XBRL company facts. BREAD FINANCIAL HOLDINGS, INC. on EDGAR.
  • Snapshot updated Oct 27, 2026, 11:27 PM EDT. The SEC does not endorse OpenFilings. Company names and tickers are used only to identify the filer; no logos are shown.

Not investment advice. This page summarizes public SEC filings for information only. Figures may contain errors or omissions; confirm everything in the original filing before relying on it.