KSPI · Nasdaq · CIK 0001985487

Joint Stock Co Kaspi.kz

Joint Stock Co Kaspi.kz’s most recent SEC filing in our snapshot is a Form 4 filed on Oct 26, 2026. In fiscal 2025 (year ended Dec 31, 2025) it reported revenue of KZT 4.05T and net income of KZT 1.07T, according to its XBRL data on EDGAR. Its EDGAR record lists 64 Form 4 insider filings from the 12 months before our last refresh.

SEC EDGAR snapshot updated Oct 27, 2026, 11:27 PM EDT. See all filings on sec.gov.

Revenue, FY2025
KZT 4.05T
Net income, FY2025
KZT 1.07T
Form 4 filings on record, past 12 months
64

Company overview

Legal name (as filed)
Joint Stock Co Kaspi.kz
Ticker
KSPI
SEC Central Index Key (CIK)
0001985487
Industry (SIC)
Services-Business Services, NEC (code 7389)
Business address
ALMATY, Kazakhstan
State or country of incorporation
Kazakhstan
Fiscal year ends
December 31
SEC filer category
Large accelerated filer
Position in SEC ticker list
#646 of the 3,000 companies we track

Five-year financial highlights

Full-year figures from Joint Stock Co Kaspi.kz’s annual reports, as tagged in XBRL and published by the SEC. Amounts are in KZT; the fiscal year is named for the calendar year in which it ends.

Revenue
KZT 884.8BFY2021KZT 1.27TFY2022KZT 1.91TFY2023KZT 2.53TFY2024KZT 4.05TFY2025
Net income
KZT 435.2BFY2021KZT 588.8BFY2022KZT 848.8BFY2023KZT 1.06TFY2024KZT 1.07TFY2025
KSPI annual results
ItemFY2021
ended Dec 31, 2021		FY2022
ended Dec 31, 2022		FY2023
ended Dec 31, 2023		FY2024
ended Dec 31, 2024		FY2025
ended Dec 31, 2025
RevenueKZT 884.8BKZT 1.27TKZT 1.91TKZT 2.53TKZT 4.05T
Net incomeKZT 435.2BKZT 588.8BKZT 848.8BKZT 1.06TKZT 1.07T
Diluted EPSKZT 2222.00KZT 3016.00KZT 4381.00KZT 5431.00KZT 5592.00
Total assets—KZT 5.12TKZT 6.82TKZT 8.38TKZT 11.08T
Cash and equivalentsKZT 342.1BKZT 615.4BKZT 820.5BKZT 619.5BKZT 903.1B

XBRL tags used: revenue = Revenue; netIncome = ProfitLoss; assets = Assets; eps = DilutedEarningsLossPerShare; cash = CashAndCashEquivalents. EPS is shown as originally reported for each year and may not be adjusted for later stock splits. A dash means the company did not report that item in a form we could match.

How to read these numbers

Revenue is the money a company brings in from selling its products and services; net income is what is left after all expenses, interest and taxes. Diluted EPS spreads net income across every share that could exist if options and convertible securities were exercised. Total assets and cash are balance-sheet figures measured on the last day of the fiscal year. For the full story — segment results, one-time charges, guidance — read Management’s Discussion and Analysis in the Form 10-K.

Latest key reports

The most recent filing of each major report type, even if it falls outside the 40 newest filings below.

KSPI latest annual, quarterly, current and proxy reports
FiledFormWhat it isOriginal
Mar 16, 202620-FAnnual report of a foreign private issuer· period Dec 31, 2025Document · Index
Sep 10, 20266-KReport of a foreign private issuer· period Sep 10, 2026Document · Index

Recent SEC filings

The 40 newest documents filed by or about Joint Stock Co Kaspi.kz, by form type:

4 ×28144 ×56-K ×3SCHEDULE 13D/A ×2SCHEDULE 13G/A ×2
KSPI recent filings
FiledFormWhat it isOriginal
Oct 26, 20264Statement of changes in beneficial ownership (insider trade)· period Oct 22, 2026Document · Index
Oct 23, 2026144Notice of proposed sale of securitiesDocument · Index
Oct 21, 20264Statement of changes in beneficial ownership (insider trade)· period Oct 19, 2026Document · Index
Oct 16, 20264Statement of changes in beneficial ownership (insider trade)· period Oct 14, 2026Document · Index
Oct 13, 20264Statement of changes in beneficial ownership (insider trade)· period Oct 9, 2026Document · Index
Oct 8, 20264Statement of changes in beneficial ownership (insider trade)· period Oct 6, 2026Document · Index
Oct 5, 20264Statement of changes in beneficial ownership (insider trade)· period Oct 1, 2026Document · Index
Sep 30, 20264Statement of changes in beneficial ownership (insider trade)· period Sep 28, 2026Document · Index
Sep 25, 20264Statement of changes in beneficial ownership (insider trade)· period Sep 23, 2026Document · Index
Sep 22, 20264Statement of changes in beneficial ownership (insider trade)· period Sep 18, 2026Document · Index
Sep 17, 20264Statement of changes in beneficial ownership (insider trade)· period Sep 15, 2026Document · Index
Sep 15, 2026SCHEDULE 13D/AActive beneficial ownership report (over 5%)Document · Index
Sep 14, 20264Statement of changes in beneficial ownership (insider trade)· period Sep 10, 2026Document · Index
Sep 10, 20266-KReport of a foreign private issuer· period Sep 10, 2026Document · Index
Sep 10, 2026SCHEDULE 13D/AActive beneficial ownership report (over 5%)Document · Index
Sep 9, 20264Statement of changes in beneficial ownership (insider trade)· period Sep 4, 2026Document · Index
Sep 3, 20264Statement of changes in beneficial ownership (insider trade)· period Sep 1, 2026Document · Index
Aug 31, 2026144Notice of proposed sale of securitiesDocument · Index
Aug 31, 20264Statement of changes in beneficial ownership (insider trade)· period Aug 27, 2026Document · Index
Aug 26, 20264Statement of changes in beneficial ownership (insider trade)· period Aug 24, 2026Document · Index
Aug 21, 20264Statement of changes in beneficial ownership (insider trade)· period Aug 19, 2026Document · Index
Aug 19, 20264Statement of changes in beneficial ownership (insider trade)· period Aug 17, 2026Document · Index
Aug 18, 2026144Notice of proposed sale of securitiesDocument · Index
Aug 18, 20264Statement of changes in beneficial ownership (insider trade)· period Aug 14, 2026Document · Index
Aug 17, 2026144Notice of proposed sale of securitiesDocument · Index
Aug 17, 2026144Notice of proposed sale of securitiesDocument · Index
Aug 14, 2026SCHEDULE 13G/APassive beneficial ownership report (over 5%)Document · Index
Aug 13, 20264Statement of changes in beneficial ownership (insider trade)· period Aug 11, 2026Document · Index
Aug 13, 2026SCHEDULE 13G/APassive beneficial ownership report (over 5%)Document · Index
Aug 12, 20266-KReport of a foreign private issuer· period Aug 12, 2026Document · Index
Aug 10, 20266-KReport of a foreign private issuer· period Aug 10, 2026Document · Index
Aug 10, 20264Statement of changes in beneficial ownership (insider trade)· period Aug 6, 2026Document · Index
Aug 6, 20264Statement of changes in beneficial ownership (insider trade)· period Aug 4, 2026Document · Index
Aug 4, 20264Statement of changes in beneficial ownership (insider trade)· period Jul 31, 2026Document · Index
Jul 31, 20264Statement of changes in beneficial ownership (insider trade)· period Jul 29, 2026Document · Index
Jul 29, 20264Statement of changes in beneficial ownership (insider trade)· period Jul 27, 2026Document · Index
Jul 27, 20264Statement of changes in beneficial ownership (insider trade)· period Jul 23, 2026Document · Index
Jul 23, 20264Statement of changes in beneficial ownership (insider trade)· period Jul 21, 2026Document · Index
Jul 21, 20264Statement of changes in beneficial ownership (insider trade)· period Jul 17, 2026Document · Index
Jul 17, 20264Statement of changes in beneficial ownership (insider trade)· period Jul 15, 2026Document · Index

Insider filing activity

64 Form 4 filings appear in Joint Stock Co Kaspi.kz’s EDGAR record between Oct 28, 2025 and our last refresh. Most are reports by the company’s own directors, officers and 10% owners, but EDGAR also lists a Form 4 under a company when the company itself is the insider — for example, when it owns more than 10% of another public company. Foreign private issuers’ own insiders generally do not file Form 4. A high count is not by itself a signal: many Form 4s report routine stock awards, tax withholding or sales under pre-arranged Rule 10b5-1 plans. Open each filing to see the transaction code, share count and price. What a Form 4 shows.

Other companies in Services-Business Services, NEC

All 62 companies in Services-Business Services, NEC

On Amazon

Popular tools for investors

As an Amazon Associate I earn from qualifying purchases.

Electronics Plaud Note Pro AI Voice Recorder An AI voice recorder that turns earnings calls and meetings into notes. View on Amazon → Electronics Amazon Kindle Paperwhite Signature Edition 32GB Read investing classics and long reports without eye strain. View on Amazon → Electronics Apple 2026 MacBook Air 13-inch Laptop A lightweight laptop for spreadsheets and filing research. View on Amazon →

Source

  • U.S. Securities and Exchange Commission, EDGAR submissions for CIK 0001985487 and XBRL company facts. Joint Stock Co Kaspi.kz on EDGAR.
  • Snapshot updated Oct 27, 2026, 11:27 PM EDT. The SEC does not endorse OpenFilings. Company names and tickers are used only to identify the filer; no logos are shown.

Not investment advice. This page summarizes public SEC filings for information only. Figures may contain errors or omissions; confirm everything in the original filing before relying on it.